DONATE

Your help is vital in the fight against cancer.

understanding the jargon

An easy explanation of those horrible Latin and Greek- based words used in Will- writing      

Bequest/legacy                  A gift in your Will.
Codicil A "supplement" making a change or addition to your Will.
Estate Total sum of all your possessions.
Executor A person charged with ensuring that your wishes expressed in your Will are carried out. Executors can also be beneficiaries.
Beneficiary A person or charity who benefits from a gift in your Will. 
Inheritance Tax The tax levied on your estate if worth over a certain amount in the UK Intestacy dying without having left a Will.
Pecuniary legacy A gift of a sum of money Planned gift Common in North America - these are gifts which are linked to some form of financial instrument such as an annuity or life insurance policy or a Trust where part or all of the income/capital can be distributed to a non-profit.
Residuary legacy A gift of what is left of your estate (or part of) after all debts, taxes, costs and other bequests.It can be a percentage or fraction or share of an estate - even 1% of your estate.
Specific legacy  A gift of a particular item in your Will.
Reversionary legacy       A gift in your Will that reverts to another beneficiary (such as a charity) when the original beneficiary dies.
Witness A witness to your signature on your Will. A witness cannot be a beneficiary in many parts of the world.